The Real Estate Investing Club

Use Life Insurance To Buy Real Estate Tax-Free 💰

Gabe Petersen Season 1 Episode 616

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🏦 DISCOVERING THE INFINITE BANKING CONCEPT

In this episode of The Real Estate Investing Club, host Gabriel Petersen sits down with Brent Kesler from The Money Multiplier to uncover a revolutionary wealth-building strategy that most investors have never heard of. Brent shares how he paid off nearly a million dollars in debt in just 39 months by implementing the infinite banking concept, and how he now uses this same strategy to continuously purchase real estate properties without depleting his capital.

The infinite banking concept, originally taught by Nelson Nash in his book Becoming Your Own Banker, has been used by wealthy families like the Rockefellers and Rothschilds for over 250 years. This isn't about getting rich quick, it's about building a sustainable wealth system that keeps your money working for you while simultaneously investing in real estate deals. Robert Kiyosaki and Tony Robbins both discuss this strategy in their books, yet most real estate investors have never implemented it in their own portfolios.

💡 HOW WHOLE LIFE INSURANCE BECOMES YOUR PERSONAL BANK

Brent breaks down exactly how specially designed whole life insurance policies can become your own personal banking system. Unlike traditional term or universal life policies, these specifically engineered whole life policies provide high immediate cash value that you can access within 30 days. The key difference is that when you use money from your policy to invest in real estate, you're actually taking a loan against your death benefit while your cash value continues growing and compounding tax-free at around 4-6.5 percent annually.

This creates a powerful double-dipping effect where your money earns guaranteed growth inside the policy while simultaneously being deployed in real estate investments. Brent currently has over 10 million dollars loaned out on real estate deals through this method, earning returns on both the lending deals and the continued policy growth. The beauty of this system is that you control the banking function in your life, and there are no mandatory repayment schedules since the loan is simply a prepayment of your death benefit.

🏘️ REAL ESTATE INVESTING STRATEGY AND MARKET INSIGHTS

Beyond the banking concept, Brent shares his current real estate investment strategy focusing primarily on short-term rentals in markets like Gatlinburg Tennessee, Panama City Beach Florida, and Island Park Idaho. He emphasizes that successful real estate investing isn't just about cash flow, it's also about understanding depreciation benefits and cost segregation strategies that can significantly reduce your tax liability. Having survived Hurricane Ian with his Captiva Island property, Brent stresses the importance of proper insurance coverage and working with excellent property managers.

#InfiniteBanking #RealEstateInvesting #WholelLifeInsurance #ShortTermRentals #WealthBuilding

Want to learn more about our guest? Connect here: www.themoneymultiplier.com

Want to learn more about the REI Club Podcast, how to invest with Gabe at Kaizen, or join our community of active real estate investors on Skool? Visit the podcast website at https://www.therealestateinvestingclub.com or click here: https://linktr.ee/gabepetersen

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